College expenses can seem overwhelming, but many students may not realize the vast amount of financial aid available to them. Karina De Jesus, a scholarship manager at CU Denver, emphasizes the importance of early preparation and awareness when it comes to securing funding. Despite the rising trend in student debt, millions of dollars in scholarships remain unclaimed each year due to low application rates. Over the past decade, scholarship funding has increased significantly, offering more opportunities than ever before. By using tools like Scholarship Universe, completing essential forms such as FAFSA, and applying strategically, students can increase their chances of receiving financial support tailored to their unique backgrounds and goals.

Karina De Jesus understands firsthand how impactful scholarships can be. As someone who received financial aid during her final year of college, she encourages students at all levels to explore funding options early. She notes that while the competition for larger awards can be intense, there are numerous smaller scholarships that often go overlooked. These opportunities, though individually modest in value, collectively represent a substantial pool of unclaimed resources. Her advice is clear: start early, apply often, and don’t underestimate the power of even small financial boosts.

At CU Denver, students have access to an innovative platform called Scholarship Universe. This system matches applicants with hundreds of pre-screened scholarships based on personal attributes, academic interests, and career aspirations. With over 1,000 opportunities and more than $1 million in available funds, the tool simplifies the search process. Donors often create these scholarships with specific criteria in mind—supporting veterans, first-generation students, or those pursuing environmental careers, for example. The key is identifying scholarships aligned with your unique story and experiences rather than trying to fit into generic molds.

One of the most important steps in qualifying for need-based aid is submitting the Free Application for Federal Student Aid (FAFSA). This form helps determine eligibility for various types of assistance by evaluating income and financial circumstances. It must be submitted annually, with a typical deadline of June 30. Gathering necessary documents ahead of time and filing promptly ensures students remain eligible for both federal and institutional aid programs. Missing this step could disqualify applicants from consideration for multiple funding sources, making it a crucial part of any scholarship strategy.

De Jesus also advises students to approach the application process methodically. Keeping track of deadlines is essential since most scholarship windows are fixed and non-negotiable. Peak application periods typically run from September through December, with decisions made by spring. However, some niche scholarships may open at different times of the year, so staying vigilant throughout the academic calendar is wise. Creating a timeline of opportunities allows applicants to manage submissions effectively without feeling overwhelmed.

Applicants can enhance their competitiveness by researching the organizations behind each scholarship. Understanding donor values and mission statements enables students to tailor essays and interviews accordingly. Demonstrating alignment with an organization’s purpose not only strengthens applications but also shows sincerity and commitment. Whether it's a local business, nonprofit foundation, or academic department, each funder seeks candidates who reflect their vision and goals. Taking time to learn about these entities can make a significant difference in selection outcomes.

No successful application should be a solo effort. Seeking help from mentors, professors, or family members can greatly improve the quality of submissions. Letters of recommendation, in particular, play a critical role in many scholarship decisions. Requesting these well in advance and choosing recommenders who know the applicant personally enhances credibility. Additionally, having someone review essays for clarity, grammar, and tone ensures polished, compelling narratives. CU Denver’s Writing Center offers specialized support for crafting strong personal statements and application materials, further increasing chances of success.

While rejection is a common part of the scholarship journey, persistence pays off. Many successful recipients applied repeatedly before receiving awards. Smaller scholarships, though less prestigious-sounding, often offer higher acceptance rates and add up over time. By maintaining a proactive mindset, leveraging campus resources, and aligning applications with personal strengths, students can unlock valuable financial support. The path to funding begins with awareness, continues with preparation, and thrives through determination.