A groundbreaking outpatient insurance plan has been introduced by CTF Life, catering to frequent travelers between Hong Kong, Macau, and select cities in the Greater Bay Area (GBA). Named "GBA MediAccess," this initiative leverages the extensive medical network of the GBA Healthcare Group (GBAH), a subsidiary of Chow Tai Fook Enterprises. The insurance plan marks a significant advancement by being the first to incorporate traditional Chinese medical consultations through its partnership with GBAH. Offering three coverage tiers, it provides access to both Western and traditional Chinese medicine consultations, dental services, and health management programs.
In early 2024, CTF Life forged a strategic alliance with GBAH, collaborating with top-tier 3A hospitals within the GBA region. This collaboration aims to enhance the efficiency of medical services while reducing healthcare expenses. By integrating online and offline consultation options, insured individuals can receive general practitioner advice along with prescriptions for basic medications lasting up to three days. Additionally, the plan covers traditional Chinese medicine consultations, dental scaling, and chronic disease management services.
The innovative design of the "GBA MediAccess" plan extends beyond individual coverage. It allows policyholders to include up to two additional family members under their plan, making it one of the first market offerings to provide family coverage for up to three members. Furthermore, the proactive health management programs led by GBAH physicians ensure that clients receive comprehensive care tailored to their needs.
This new insurance plan signifies a pivotal moment in enhancing accessibility to quality healthcare for residents and frequent travelers in the Greater Bay Area. By integrating modern technology with traditional practices, it not only broadens the scope of medical services but also emphasizes preventive care and family inclusivity. Through partnerships with leading institutions, the plan successfully balances cost-efficiency with high-quality medical support, setting a new standard for healthcare insurance in the region.