As UTB continues its upward trajectory in specialist funding, the addition of Lisa Thomas brings an unparalleled depth of experience that promises to fortify the bank’s asset finance division. Known for her adept navigation through various economic cycles, Thomas is set to enhance UTB’s credit processes while maintaining a disciplined yet flexible lending approach.
Lisa Thomas’ journey in asset finance commenced with notable funders such as Syscap, RBS, and Hitachi. Her tenure at Société Générale Equipment Finance (SGEF), where she served as Head of Strategic & Portfolio Risk, further enriched her understanding of risk management and strategic planning within the financial landscape. This extensive background equips her with the insights necessary to innovate UTB’s credit strategies.
The evolution of UTB’s asset finance division under Thomas’ leadership will likely involve leveraging advanced technologies and fostering robust relationships with brokers. By prioritizing direct communication between the credit team and brokers, UTB aims to expedite transactions and improve overall efficiency. This collaborative approach not only enhances service delivery but also strengthens trust and reliability in the market.
Amidst global economic uncertainties, UTB remains steadfast in its commitment to growth. The bank’s significant investments in personnel and technology have propelled its asset finance division forward, setting a solid foundation for future expansion. Under Thomas’ guidance, UTB intends to refine its credit operations, ensuring they align with the evolving needs of the industry.
Thomas expressed her enthusiasm about leading UTB’s esteemed asset finance credit team during this transformative phase. Her vision encompasses enhancing UTB’s offerings and pursuing sustainable growth, which necessitates a meticulous balance between innovation and prudence. This approach positions UTB favorably to navigate challenges posed by inflation, GDP fluctuations, and shifts in international trade policies.
Nathan Mollett, Head of Asset Finance at UTB, underscored the significance of Thomas’ appointment in the current economic climate. He emphasized UTB’s robust start to the year, attributing it to the bank’s strategic investments in technology and human capital. A top-tier credit operation is pivotal to sustaining this momentum, and Thomas’ wealth of experience across diverse economic conditions ensures UTB remains agile and resilient.
Mollett highlighted the importance of driving growth while reinforcing the symbiotic relationship between the credit team and brokers. To achieve this, UTB plans to advance its auto-underwriting mandate without compromising on a disciplined and pragmatic lending philosophy. This dual focus on innovation and caution reflects UTB’s dedication to delivering exceptional value to its clients and partners.