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Family Decides to Part Ways with Their Tesla Due to Sky-High Insurance Costs
2025-03-10

In a recent personal account, Kimberly Witt shares her family's decision to sell their Tesla Model Y. The primary reason behind this choice is not related to Elon Musk's politics but rather the exorbitant insurance costs associated with owning an electric vehicle. Despite the initial excitement and the benefits of driving a Tesla, the financial burden became too heavy to bear. The family now plans to explore more affordable options, particularly plug-in hybrids, which offer similar environmental advantages at a fraction of the insurance cost.

The Journey from Excitement to Disappointment: A Family’s Experience with Their Tesla

In the heart of a bustling city, Kimberly Witt and her husband embarked on a journey to find the perfect car for their family. Her husband, an avid car enthusiast, had long dreamed of owning a Tesla after experiencing a friend’s Model S. After extensive research, they decided on the Tesla Model Y, attracted by its impressive range and convenient charging infrastructure. The car quickly won over the entire family, including the author, who initially wasn’t keen on cars.

The Model Y proved to be a game-changer, offering ample storage space for family trips and a thrilling driving experience. However, the honeymoon phase didn't last long. The first major setback came during a road trip when they narrowly avoided running out of battery power. This incident taught them the importance of adhering to the car’s charging recommendations. Despite this, they grew to love the one-pedal driving and the car’s acceleration, even leading to an unexpected speeding ticket for the author.

The turning point came when they received the insurance quote. To their shock, insuring the Tesla would cost nearly as much as their monthly grocery bill. Electric vehicles, especially Teslas, are notoriously expensive to insure due to high repair costs and limited availability of parts. Additionally, the speed capabilities of Teslas contribute to higher insurance premiums. Realizing the financial strain, the family made the difficult decision to part ways with their beloved Model Y.

Now, they are in the market for a plug-in hybrid, hoping to find a vehicle that balances affordability with the eco-friendly features they value. While the author may never return to her old 1979 Monte Carlo, she hopes their next car will be easy to drive, cheap to insure, and perhaps less likely to attract speeding tickets.

From a reader's perspective, this story highlights the often-overlooked financial considerations when purchasing an electric vehicle. It serves as a reminder that while EVs offer numerous benefits, potential buyers should thoroughly research all aspects, including insurance costs, before making a significant investment. The Witt family’s experience underscores the importance of balancing passion with practicality when it comes to major purchases like automobiles.

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